Established since 1998, P & A Smart Solution (M) Sdn Bhd is a full service, nationwide collection agency. We set high standards for ourselves and apply these standards to everything we do - from the products we sell to the services we provide and that is the underlying motivation that moves us to excel in what we do. We believe in our people and together with the knowledge/experience strength, we hope to become the No. 1 Recovery Company in Malaysia in the near future.